So how did you do last month? Not too bad around here.
I have closed out the January budget. Thanks to receiving our state tax refund it wasn't quite as tight as we initially thought. It gave us a little (just a little) bit of wiggle room. I took a hard look to see where I need to tighten things. The grocery budget and eating out top the list. Surprise! Surprise! We did pretty good on eating on, but we need to do better. I might have to pass up some of those good deals to stock my pantry. Sticking to my grocery budget is a must! I also need to find a way to drop the electric bill. I don't know why, but it has been a lot higher the last two months. Winter shouldn't make a big difference since we have gas heat. Something to work on!
I am not quite ready for February. I don't have the new budget made. I worked on it some yesterday. I wasn't feeling my best yesterday as something I ate Saturday gave me terrible heart burn. I felt miserable all of yesterday. Thankfully, it is better today. Anyway, I will get the budget finished today so Chuck and I can go over it tonight. Do you and your husband handle your finances together? If not, I encourage you to do so.
I use to handle everything. Then I got to the point where it was too much for me. For a variety of reasons such as a tight budget and loose spending. Now I make the budget and Chuck and I sit down and go over it and he basically approves it. We will then sit down a couple of times a month to make sure we are still on the same page. It has done wonders to relieve the pressure I was feeling and we are certainly now on the same financial page.
I keep my budget in Excel, but am trying something different this month. Has anyone used the every dollar budget? I keep hearing about it on Dave Ramsey and thought to try it out. When I mentioned it to Chuck he said he was going to mention it to me. Great minds think alike!
I did manage to get the menu ready for the month. Now I need to finish the grocery list and hit the store one day this week.
I went the entire month without drinking any of my beloved Diet Coke!
Ready or not February is here so lets get working on looking well to ways of our household!
May your day be filled with joy and contentment!