Sunday, October 13, 2019

Feeling the Nudge

I usually wait until after the first frost to clean up my flower beds.  This year I had been feeling a nudge to get it done.  I can't explain why.  I listened and have been busy cleaning things up outside.
I started by cutting back pernials, pulling out annuals, and weeding.  Once complete the front wasn't looking it's best, so I added $20 worth of mulch.  Amazing what a little bit of mulch does to improve an area.

Weeds were pulled from the driveway and the rotten timbers along one side were removed.  The timbers on the other side of drive need to be removed also.  That may be a project that waits until spring.

Over the weedend I worked on cleaning windows.  I used our handheld vacuum on the screens and then cleaned the windows.  The inside still needs cleaned, but that will wait for a day when I can't be outside.


There are a few left to do.  Garden knick nacks need to be cleaned and stored.  The back porch needs cleaned and things put away.  Along with a few odds and ends Megan has at the slide.

I feel pretty good about getting everything cleaned up in the next week.  Then I will help Chuck with any last minute projects he 'd like to finish before winter.


Thursday, September 05, 2019

September Grocery Haul

Please remember this is a NO judgement zone.  You don't like what you see then please be kind and say nothing. *smile*  


I headed out for my monthly grocery shopping recently.  I ended up with quite a bit of fruit on hand after a trip to the orchard and there is plenty of meat in the freezer.  I went to Wal-Mart, Sam's Club (for trash bags only), and Kroger.  

 The total for this was $118.08.

Later I picked up 2 packages of toilet paper and a large package of paper towels.  (sorry, no picture) The total was $50.97 + a $10 gift card for a future purchase.  That makes the total $169.05.  I will use the rest of my grocery budget for milk, fresh items, and any loss leader deals this month.


The new debt total for September is $16517. Certainly not dropping as fast as I'd like. When I consider that we spent money on plywood for Grandma's floors and we ate out some due to late nights working,  I won't beat myself up about it.

The old adage that every penny counts seems to apply more and more these days.  I find it's much harder to stretch my pennies into nickles. *smile* I find it encouraging to see grocery hauls and hear about others frugal adventures and I hope you do also.

Difficult roads often lead to beautiful destinations... keep moving forward, friends.

Wednesday, September 04, 2019

Season of Serving

We've been busy and I didn't realize how long it had been since I updated my little space here. There have been a ton of things happening. We have been busy with school, making memories and most importantly serving. You see, Chuck's grandma has taken a turn. As of last week she is now on hospice care.

She had been slowly declining, but really took a turn two weeks ago.  She is now to the point where she is no longer mobile on her own.  Her eldest daughter, Brenda, moved in with her several years ago and has been a huge blessing.  Since Grandma is to the point that she is no longer able to stand up and take steps it now requires two people to be with her at all times.

To make moving her from point A to point B easier, Chuck and a couple of his cousins have been ripping up carpet and installing wood floors.  As with any project, especially when it involves a home build in 1920, there are bound to be hiccups.  As you can tell by the picture a hallway was more entailed than just ripping up carpet and putting down the new flooring. 
I don't have a picture of the new flooring, but it is pretty and was FREE!  Yup, free.  Uncle Tom had a friend that bought a house and hated the floor.  Tom was able to take the flooring if he helped pull it up.

It has been all hands on deck.  Not only has Chuck been pitching in, but so have Megan and I.  Megan is the official dish drier! 
Besides personal care for Grandma, there is laundry, housework, grocery store runs, and on the good days for Grandma there is plenty of visiting.  We not only want to meet her physical needs, but also want to spend as much quality time with her as we can.

One evening we were leaving she was having a good evening and she mentioned she wished she could go with us because she wanted to get out.  I reminded her that she had been out that morning to go to the doctor.  She made a sour face. Ha!  I agree that going to the doctor doesn't count as an outing.  Anyway, I told her we would take her out to Cracker Barrel the following Friday if she was feeling well enough for the outing.

When we arrived on Friday she was alert and ready to go.  I was surprised since the day before she woke up in a confused state and didn't recognize her daughters.  Anyway, she was happy to be out of the house and ate better than she had in weeks.  I'm not sure we will be able to take her out again.  The trip was tiring and getting her in and out of the car caused her some pain.
We are taking things day by day and cherishing each moment we have with her.  If I'm not around this little space you'll know that I'm off serving at Grandma's.

Difficult roads often lead to beautiful destinations... keep moving forward, friends. 

Tuesday, August 13, 2019

School Days

As hard as it was to say good-bye to our lazy summer days I knew it was time to get back into our school routine. The night before our first day I set up as much as possible to make the morning smooth.
 

Ready or not 8th grade is here!
Our traditional breakfast bar.  In the past I had served crock pot oatmeal.  Honestly, it's too hot this time of year so I made a change this year.  
Megan loves these muffins.  When I woke her up she commented on how good our home smelled. *smile*

Breakfast was cleaned up and it's time to get down to business. 
 
School was finished around lunch time and we out to celebrate the first day of school. 
The first day went so well that I was able to treat Megan to a short fishing trip on the way home. 



I'm looking forward to watching my girl learn and grow this year.  Happy back to school!

Difficult roads often lead to beautiful destinations... keep moving forward, friends. 

Wednesday, August 07, 2019

Penny Smart #10

This a place where I share how I've stretched a penny, saved a penny and in many cases spent no pennies.

I found broth on clearance for $0.33 a container.  I added 8 to my pantry.
Someone from church upgraded their refrigerator and chest freezer.   They asked Chuck if he wanted them for scrap.  When he picked them up he realized they were still working.  Our electric company allows you to turn in two working appliances a year and pays $50 for them.  We turned them in and receive a check for $100.
Our local Chick-fil-A offers free Chicken Minis every Tuesday.  We took advantage of them this week along a free hash round on my app.  Megan and I we're able to eat breakfast for $2.28.  The cost of drinks.
Said yes to free canning jars.
Hit a garage sale and Megan purchased all of these fishing items for $2.  A great price since the plastic containers go for over $3 new.  She was able to feed her fishing hobby obsession for little out of pocket.
Since we are taking about money lets talk debt also.  If you follow the numbers on the sidebar you may have noticed that we added to our debt.  It's medical debt from when I ended up in the ER with a colon infection and the ensuing test .  *bummer*  I'm not happy about it at all!  You do what you have to do to stay well.  

It's a great reminder to tackle our financial goals bit by bit. So there you go. I hope this encourages you to do things to save money. The old adage that every penny counts seems to apply more and more these days. I find it's much harder to stretch my pennies into nickles. *smile* I find it encouraging to hear about other frugal adventures and I hope you do also.

Difficult roads often lead to beautiful destinations... keep moving forward, friends. 

Thursday, August 01, 2019

New Month & Grocery Haul

It's seems that when August rolls around my mind starts drifting to fall. It still feels very summer like so it must be the start of school that puts me in this mindset. The area schools are all in session and I'm busy getting ready for our school year. Our tentative start date is the 12th.

Generally the first of the month means a monthly shopping trip.  I love to see hauls, so I thought I'd share mine.  Before I start lets be clear this is a NO judgement zone.  You don't like what you see then please be kind and say nothing. *smile*  

I went to Wal Mart, Sams and Kroger.  I did some stocking up at Meijer last week that I'm not including in this haul. 
I did forget to pull out a couple of things.  A container of ice cream and a couple of frozen dinners.  Chuck takes the frozen meals for lunch if there aren't leftovers.  

I don't buy meat every month.  This month I needed to add a few things to the freezer.  I purchased the ground beef at Sams and all else at Kroger.  My meat haul was $48.96.  Meat is expensive!  Thankfully I will get more then one meal from each package except the cubed steak. 
My total for the month is $234.  I will to make a run mid month for milk and fresh items.  The goal will be minimal spending at the grocery for the rest of the month.  Oh, in case you wonder how I can make a month worth of meal from this, remember that I have a well stocked pantry and freezer.  

Now to work on making a menu. 

Chuck and I will be working on the monthly budget.  I'm trying something new.  I will be using a calendar and making a new budget each pay period instead of one for the whole month.  I saw Megan at Debt Free Plus Babies work her budgeting this way on Instagram.  
I'll see if it works for us.  Yes, this is all we need to pay a month with the exception of every day expenses like gas, groceries, etc.  All of our debt payments come directly from Chuck's paycheck. Doing it that way makes for a check that must be stretched.  

How are you doing?  Do you have your budget made?  Are you making headway on your financial goals?  

Difficult roads often lead to beautiful destinations... keep moving forward, friends.



Thursday, July 25, 2019

Cross Roads

I feel like I am at a cross roads as to this little space on the web.  Honestly, I live a simple life that many might think of as boring.  Personally, I love my life! 

I've notice that many bloggers have stopped posting.  I know that I'm still interested in reading blogs.  I'm wondering are all of you?  Have I posted all there is to post about keeping home, our projects,  debt management and so on?  Is posting my thoughts and about our simple life enough to interest readers? 

Will you please let me know if this little space still interest you? 

I am also on Instagram and have removed the private setting on my account for the mean time.  So, if you are interested in checking it out and possibly following me you can find me here.

Difficult roads often lead to beautiful destinations... keep moving forward, friends.