Friday, February 05, 2016

Frugal Friday #3

I started the week off with a shopping trip. I withdrew cash for our monthly groceries and hit the store. I ended up going to three different stores.
While at Kroger there was an employee walking around with a cart load of bread. It was nearing the expiration date and each customer received one item for free! (I ended up with two as my mom was with me and didn't want hers.) I also scored some cooking spray from the markdown isle for $0.99 a can. I had just purchased a can on my WalMart trip for $1.99! Those will go into the pantry for later use.

I prayed on my way out that morning that my money would stretch and I would make good shopping decisions. I was happy to see that I had almost half of my grocery budget left!

While making cornbread to go with our chili I had just a little bit left in the milk jug. You know just enough to irriate the next person if you put it back into the frig. ;) I didn't want to waste it so I opened the new jug and added the remaining milk.
 I know this a minor thing, but it falls into "waste not, want not."

I use to go and have my eyebrows done at the salon. It is one of the things I have given up so we can pay debt down. I started using tweezers and I wasn't a big fan of solely doing it that way. My solution was to purchase this kit.
Around here it cost between $6-7  to have your brows professionally done. I was able to purchase this for a little over $5. I should be able to use this kit for months saving a ton of money.

So there you go. I hope this encourages you to do things to save money. The old adage that every penny counts seems to apply more and more as I see prices of just about everything increase. I find it ecouraging to hear about other frugal adventures.

May your day be filled with joy and contentment!

Wednesday, February 03, 2016

A Special Treat

As many of you know I recently found Laine's Letters. Oh my, what a treasure they are! Although many of them are preserved there are many missing. As I had been picking and choosing letters to read I found that many of the archives didn't contain the letter. Oh, how sad!

I had a fear that over time more of her letters might disappear so I knew I had to do something about that. Last Friday I mentioned that I had been working on a project that was taking quite a bit of time. Well, here it is...
I copied the letters that are still available into word and titled them.
I added page numbers so I could make a table of contents. I wanted to be able to find a letter that addressed a particular subject or had a theme pertaining to a certain scripture.
I took it to an office store to have it printed and coil bound. There were so many pages that they had to divide it into two parts!
Besides the fact that I was concerned about losing the letters on the web I also enjoy reading things in hard copy. There a heap of wisdom in these letters that I can see myself looking up verses, making notes and some day passing it along to Megan. There is so much to glean that I foresee that this is going to help me in my quest to thrive!

May your day be filled with joy and contentment!

Tuesday, February 02, 2016

Joy in the Ordinary

Look around, really look around and you will find joy... joy in the everyday... joy in the ordinary things.

The days are getting longer. It is such a joy for the sun to be shinning through the window while I am making dinner. 

This weekend we had a taste of spring.
 When the themometer hits 63* at the end of January you must take advantage of it. I washed bedding and hung it on the line. Line dried sheets in January... squeal! That is a smell that just can't be bottled.
 A few touches were added for Valentine's Day.

 After Megan tidied her room Chuck went to check it out. He came out dressed like an old west bandit. Megan and I haven't laughed that hard in a long time. Of course I had to grab the camera and chase him down the hall.
I love this man! He takes great care of us, is a fantastic father and brings so much joy into our home.

May your day be filled with joy and contentment!

Monday, February 01, 2016

It's a New Month

I don't know about you, but I find it hard to believe that it is February already. January usually seems to drag on. Not this year! Part of it could be that it has been a mild winter in Central Indiana. Other thing might be that I have been getting out and about this month. My parents are great about calling about once a week and inviting me along while they run an errand or two. I think that along with the weather has keep the winter blues away.

So how did you do last month? Not too bad around here.
I have closed out the January budget. Thanks to receiving our state tax refund it wasn't quite as tight as we initially thought. It gave us a little (just a little) bit of wiggle room. I took a hard look to see where I need to tighten things. The grocery budget and eating out top the list. Surprise! Surprise! We did pretty good on eating on, but we need to do better. I might have to pass up some of those good deals to stock my pantry. Sticking to my grocery budget is a must! I also need to find a way to drop the electric bill. I don't know why, but it has been a lot higher the last two months. Winter shouldn't make a big difference since we have gas heat. Something to work on!

I am not quite ready for February. I don't have the new budget made. I worked on it some yesterday. I wasn't feeling my best yesterday as something I ate Saturday gave me terrible heart burn. I felt miserable all of yesterday.  Thankfully, it is better today. Anyway, I will get the budget finished today so Chuck and I can go over it tonight. Do you and your husband handle your finances together? If not, I encourage you to do so. 

I use to handle everything. Then I got to the point where it was too much for me. For a variety of reasons such as a tight budget and loose spending. Now I make the budget and Chuck and I sit down and go over it and he basically approves it. We will then sit down a couple of times a month to make sure we are still on the same page. It has done wonders to relieve the pressure I was feeling and we are certainly now on the same financial page.

I keep my budget in Excel, but am trying something different this month. Has anyone used the every dollar budget? I keep hearing about it on Dave Ramsey and thought to try it out. When I mentioned it to Chuck he said he was going to mention it to me. Great minds think alike!

I did manage to get the menu ready for the month. Now I need to finish the grocery list and hit the store one day this week. 
I went the entire month without drinking any of my beloved Diet Coke!
I won't say it has been easy. There have been times when I really wanted on. I did have a couple glasses of Sprite this month. Not a habit I want to get into though. I don't want to trade one habit for another!

Ready or not February is here so lets get working on looking well to ways of our household!

May your day be filled with joy and contentment!

Friday, January 29, 2016

Frugal Friday #2

I feel like I am running behind today. I am working on a project that is taking up quite a bit of time. Thankfully I am in the finishing stages. Anyway, here we go. I cashed in my Walmart Savings Catcher money to do some shopping.
Everything I bought on my shopping trip this week was sale items. I didn't get a picture, but I was able to get a few things to stock the pantry. 
After baking dinner the oven was opened to release the heat back into the house. Thus keeping the heat from cutting on just a little longer. Use caution when doing this. You know your children and if this would be a safety concern. 
My ride has spent lots of time here. I am still running on a tank of gas that was put in almost two weeks ago.

We had a few not so frugal things this week also. Like take out picked up on Chucks' way home from work on a night I had a terrible headache. We both regretted it and agreed that next time he would just come home and whip up some sandwiches or Hamburger Helper. I also made a splurge purchase and bought a Valentine type shirt for Megan while at the store. Yes, it is cute, but certainly not a need. Live and learn, right?

So there you go. I hope this encourages you to do things to save money. The old adage that every penny counts seems to apply more and more as I see prices of just about everything increase. I find it ecouraging to hear about other frugal adventures.

May your day be filled with joy and contentment!




Thursday, January 28, 2016

Letting Go

I have had this muffin pan for years. Can you tell that it has been loved and well used?
I can tell you that it ceratinly is! I thought about using a SOS pad on it, but I am not sure it would really help. For one thing it has/had ;) a non stick finish and I wondered if it would start to flake. Plus baked on baking spray is one tough thing to remove after it has been baked on repeatedly. 

I have new pans. Two to be exact. They were gifted to me at Christmas from my mom.
I will be honest and admit I debated about letting this go. I know... yuck! 
Why is it when we know something is no longer good for us or meets our needs is it so hard to let it go? Trust me when I say this applies to much more in my life then a muffin pan! I can feel my heart changing this year. As this is happening I feel the need to let some things go. Not an easy thing to do, but I can see that it is neccessary if my heart is to truly change.

May your day be filled with joy and contentment!



Tuesday, January 26, 2016

Joy in the Ordinary

Look around, really look around and you will find joy... joy in the everyday... joy in the ordinary things.
Date night. Megan was in bed, candles were lit, I baked cookies and we settled in to watch a movie. We really enjoyed War Room and it was nice to take time to turn off the electronics, and snuggle together. We stayed up way too late after the movie talking. It was super nice.
There was no school on Monday so Megan made herself a cozy are where she played, rested  and watched some YouTube shows.
I looked out the window and saw a bunch of birds resting in the neighbors tree. Is this a sign that the birds are moving back in? I know that it is to soon for thoughts of spring, but a girl can hope!
 I surprised Megan with a breakfast tray that I served in the living room.
 When she first saw it her smile was priceless!

May your day be filled with joy and contentment!